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Zobo Money products and services are provided by Torus Financial LLC & TM Payments Limited. The Zobo brand and trademarks are owned by Zobo Payments LLC (United States) and Zobo Payments Limited (Canada).

Torus Financial LLC is a financial services company, not a bank. It is registered with the United States Department of the Treasury Financial Crimes Enforcement Network as a money services business (MSB registration no. 31000231163762). Banking and money movement services in the United States are provided through Torus Financial LLC's partner banks and licensed financial institutions.

In Canada, payment services are provided by TM Payments Limited, registered with the Bank of Canada as a payment service provider under the Retail Payment Activities Act and with the Financial Transactions and Reports Analysis Centre of Canada as a money services business (MSB registration no. M23151082). All Canadian transactions are processed and settled by TM Payments Limited.

Availability of services and applicable regulatory status vary by country and by customer location. All exchange rates and fees are disclosed before a transaction is confirmed.

© Zobo Money. All rights reserved.