How do I get started?

Download the Zobo app from the App Store or Google Play, create an account, and verify your identity. You can start sending money within minutes.

What countries can I send money to?

You can send money to Nigeria, Ghana, Cameroon, and Côte d'Ivoire from the US, UK, Europe, and Canada — with more corridors coming soon.

How long do transfers take with Zobo?

Most transfers arrive within minutes. Depending on the payout method and destination, some transfers may take up to one business day.

What currencies are supported?

You can send USD, GBP, EUR, and CAD, and your recipient can receive NGN, GHS, XAF, or XOF.

4.6Store Ratings

Send Money to Africa,From

Fast, secure money transfers to Cameroon, Nigeria, Ghana, and Côte d'Ivoire, with zero transfer fees and competitive exchange rates.

You send

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Recipient gets

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Fee: Free Within Minutes

A Money Transfer AppYou Can Trust.

Your money deserves more than fast transfers; it deserves security and reliability. Every transfer with Zobo is protected by advanced encryption, two-factor authentication, and continuous fraud monitoring, so you can send with confidence.

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Why Thousands Choose Zobo

Whether you're supporting family, paying for life's moments, or sending regularly, Zobo is designed around your needs.

Fast Onboarding
Create an account and get verified in minutes.
Send with Confidence
Real-time tracking and secure payments every step of the way.
Competitive Rates
Get more value every time you transfer.
Zero Transfer Fees
Send more money to the people who matter.
Designed for the Diaspora
Built specifically for Africans living abroad who regularly support loved ones back home.
Referral Rewards
Invite friends and earn rewards when they complete qualifying transfers.

Send Money Across Africa

Send money from the US, UK, Europe, and Canada to bank accounts and mobile money wallets across Nigeria, Ghana, Cameroon, and Côte d'Ivoire.

Cameroon

Bella sent you 750 EUR

493,938 XAFFee - FREEArrived within minutesBank TransferMobile money

Flexible Ways to Pay

Apple PayBank TransferGoogle PayDebit CardInterac E-Transfer

Choose the payment method that works best for you.

Send Money in Three Simple Steps

Loved by Africans Around the World

Hear the sweet things our community members have to say

Send money now

UK
Transfers are quick, and the exchange rates are much better than what I used before.
Kwame
United States
The onboarding was surprisingly easy. I sent money home within minutes.
Amina Bello
France
I finally found an app that doesn't charge transfer fees.
Chidi Okafor
United States
Very happy with the app—it does what it says, with simple payments and transactions. Account verification and transfers are quick.
Maya Thompson