Invite a Friend – Referral Program

You can invite your friends to use Zobo with your own personal invite code. Participation in the Referral Program is subject to minimum send amounts. These minimum send amounts are set out in our and are subject to change from time to time and according to your location. The invite reward amounts are specified in the Zobo app and in our FAQs. The invite reward amount is a credit that you can freely use as payment for your next Zobo transaction(s).

See our to learn how to share your invite code and track the invite reward amounts that you've earned in the Zobo app.

Eligibility

Your friends must be new users in order to use the promo code (i.e., they must not previously have executed a transaction through the Zobo app).

Compliance & Applicable Policies

We reserve the right to apply our fraud protection procedures and our regulatory Know Your Customer (KYC) requirements before processing your friends' transactions. Our general terms of service and privacy policy apply to the transactions you and your friends send via Zobo.

Restrictions & Misuse Examples

We reserve the right to reject or cancel an invite reward amount for any legitimate reason and, in particular, in instances of misuse of the Referral Program such as (but not limited to):

Referring people in the same household as you
If the person you refer qualifies for an electronic voucher by sending money back to you
Non-compliance with applicable law or regulation in any jurisdiction
Creating multiple or non-genuine accounts
Generating a number of electronic vouchers which is, in Zobo's discretion, excessive and not in accordance with the spirit of this promotion
Inviting existing Zobo customers
Making non-genuine payments

Taxes

You are liable for any personal tax consequences, if any, as a result of this promotion, and Zobo accepts no liability in relation thereto.

Changes & Termination

We may amend or terminate this Referral Program at any time at our discretion, and no new invite reward amount will be credited after we terminate this Referral Program.

An already credited invite reward amount is only valid for a period of 6 months from the date of credit.